GAP and Extended Warranty

We’re pleased to offer services to help you protect one of your biggest investments – your vehicle.

Guaranteed Asset Protection (GAP)*               Click here to Get Quote

What is GAP?

Guaranteed Asset Protection (GAP) protects against the hardships of your vehicle being stolen or totaled due to an accident. In these unfortunate events, sometimes a borrower can owe significantly more than the value of the vehicle — this is known as the “gap.”

GAP protection is designed to cover the difference in the vehicle value and the balance of your loan. In some cases, GAP can even provide an additional $1,000 toward the purchase of a replacement vehicle when your vehicle is totaled and a new loan is opened at Coca-Cola Credit Union. GAP is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe. Essentially, GAP protects you and your entire investment from substantial loss.

What Does GAP Cover?

GAP was designed for all drivers, whether you finance or lease a new or used vehicle. It covers automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles and almost any other vehicle.** GAP coverage goes into effect when you need it most – when your vehicle is stolen and isn't recovered, or is totaled in an accident and can't be repaired.

GAP covers the difference between your primary carrier insurance settlement and the payoff of your loan or lease up to 125 percent of current retail value, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges. Included in this difference is your insurance deductible, which is limited to $1,000.***

For pricing information or to add GAP coverage to your vehicle loan purchase, contact a Member Service Representative at, or call 404-676-2586 in Metro Atlanta, or toll free at 877-277-2586 outside metro Atlanta.

*This product is optional. Your purchase of GAP coverage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

**Please consult your financing representative to determine if all of these collateral types are eligible for GAP coverage.

***Deductible waiver is available in most, but not all states. Please consult your financing representative for the availability of this benefit.

GAP Brochure

Extended Warranty

We're pleased to offer Route 66 Extended Warranty coverage for your vehicle.* This coverage picks up where manufacturers' warranties end and is less expensive than many other extended warranty options. It's available for newer, as well as older, year model vehicles, even if you didn't finance your vehicle with us.

Our Extended Warranty Service some of the following features:

  • No deductible for covered parts and labor
  • Nationwide coverage
  • 24 hour/7 days a week Emergency Roadside Service, including:
    • Towing
    • Flat-tire assistance
    • Lock-out service
    • Battery Jump-starting
  • Fully transferable if you sell the vehicle
  • 30 day money back guarantee
  • Honored at any ASE Certified repair facility
  • Direct claim payments via VISA®/MasterCard
  • Major mechanical expenses
  • All warranties are fully insured
  • All plans have a $0 deductible
  • Competitive rates
  • Total loss refund (100% of premium for totaled vehicle)

For pricing information or to add Extended Warranty coverage to your vehicle loan purchase (not required), contact a Member Service Representative at, or call 404-676-2586 in Metro Atlanta, or toll free at 877-277-2586 outside metro Atlanta.

*Prices vary, depending upon the make, model and age of your vehicle.

GAP and Extended Warranty coverage are products of Route 66, a Credit Union partner not operated by Coca-Cola Credit Union. The Credit Union assumes no liability for services rendered. This is a voluntary program and members are not obligated to participate.

Extended Warranty Brochure