Rate and Fee Schedule

May 15, 2015

Loan Rates | Share Rates


CREDIT UNION MEMBERSHIP

Membership Share

$10.00 par value

To be a member of Coca-Cola Credit Union in good standing, you must maintain a par value of $10.00 in your Primary Savings account at all times. Should your Primary Savings account balance fall below this minimum required balance, your account will be subject to account suspension, revocation of membership privileges, and or possible account closure.


CHECKING ACCOUNT FEES

NSF Check Fee

$30.00 per item

Stop Payment Fee

$30.00 per item

Return Deposit Fee

$30.00 per item

Return Deposit Fee (check from own account)

$35.00 per item

Check Copy Fee

$1.00 per item

Check Printing Fee

Fee based on style

Manual Post Fee

$20.00

Fresh Start Monthly Fee

$15.00


MONEY MARKET ACCOUNT FEE

Minimum Balance Fee

$15.00 per item

NSF Check Fee

$30.00 per item

Return Deposit Fee

$30.00 per item

Return Deposit Fee (check from own account)

$35.00 per item

Excessive Withdrawal Fee

$15.00 per withdrawal after 6th


ELECTRONIC FUNDS TRANSFER FEES

ACH Stop Payment Fee

$30.00 per month

ACH NSF Fee

$30.00 per item

ATM/Inquiry

     Withdrawal/Transfer Fee

$2.00 per transaction greater than 3 per month at foreign ATMs


Manual Post Fee

$20.00


OTHER SERVICE FEES (applicable to all accounts)

Account History Fee

$1.00 per page

Account Reconciliation

$10.00 per hour

Address Verification Fee

$3.00

Card Replacement Fee

     (VISA© Debit Card)

$10.00

Cashier’s Checks

$5.00 per check under $1,000 payable to a third party

Call Center Account Information Fee

$3.00 per call

Cashier’s Check

     Stop Payment Fee

$30.00

Coin Counting Fee

3.00% of coins counted

Dormancy Processing Fee

$5.00 per month up to 12 months

Excessive Withdrawal Fee

$15.00 per transaction that exceeds 6 per calendar month from any savings account

Express Mailing Fee

At cost

Foreign Check Handling Fee

$15.00 per item

Garnishment Processing Fee

$50.00 per item

Holiday Club Early Withdrawal Fee

$15.00 per withdrawal

Inactive Account Fee

$5.00 per month after 12 months of inactivity

Levy Processing Fee

$35 per item, per account

MARTA Breeze Card Replacement Fee

$3.00  for 1st card/$10 for each subsequent card in the same calendar year

Overdraft Protection Transfer Fee

$3.00 per transfer

Paper Statement Fee $3.00 per month

Research Fee

$10.00 per hour

Skip-A-Payment Fee

$30.00 per account

Statement Copy Fee

$3.00 per hard copy

Subordination Agreement Execution Fee

$150.00 each

Verification of Deposit

$15.00 per event

Wire Transfer Fee - Domestic

Via E-Branch $7.00 per transaction, manually processed $15.00 per transaction

Wire Transfer Fee - International

Via E-Branch $15.00 per transaction, manually processed $30.00 per transaction

Foreign Wire Currency Conversion Fee

Percentage of total wire amount, tiered based on wire amount:
45 bp for wires $49,999 USD and below.
35 bp for wires between $50,000 and $99,999 USD.
25 bp for wires $1000,000 USD or above. The fee will be included in the Exchange Rate disclosed at the time the wire is processed and will be reduced from the requested wire transfer amount.
EXAMPLE: requested outgoing wire amount of $25,000 USD will be charged a fee 45 bp of $112.50 =TOTAL account deduction of $25,112.50 plus Wire Processing fee.



The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

Transaction Limitations. After your account is opened, you may not make deposits into the account until the maturity date stated on the account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. See the Certificates: PDF version below for additional information.



*For wire transfers, please be advised that some international wires go through a pass-through bank to reach its final destination. Additional fees may be assessed by the pass-through bank. The credit union is not responsible for any subsequent fees assessed by a pass-through bank on an international wire transfer.


Certificates: PDF version Savings & Checking: PDF version