Skip-A-Pay

Does your budget need a little breathing room?

With Skip-A-Pay from Coca-Cola Credit Union, you can skip your qualified loan payment and keep the cash. Use the money you save from your loan payment deferral to pay other bills, get away for the weekend or make a purchase you’ve been putting off.

Four Easy Steps

Here’s how Skip-A-Pay works:

  • Review the Skip-A-Pay program details in the ‘Frequently Asked Questions’ listed below.
  • Complete the form HERE and choose how you would like to pay the processing fee.
  • Make sure your form is received at least (5) five days prior to the requested skipped payment.
  • Submit your completed form via one of the following options:

IN PERSON:
Financial Solutions Center (Atlanta Office Complex)
1 Coca-Cola Plaza, Atlanta, GA 30313
Main Street; USA 1

BY MAIL:
Coca-Cola Credit Union
Attn: Lending Department
PO Box 1734
Atlanta, GA 30301

BY FAX OR EMAIL:
404-676-8894 l creditunion@coca-cola.com

Contact a Member Service Representative at 404-676-2586 within Metro Atlanta, or toll free at 877-277-2586 outside the Metro Atlanta area if you have additional questions.

FREQUENTLY ASKED QUESTIONS

  • What qualifies a loan to be eligible for the Skip-A-Pay offer?

    To qualify for the Skip-A-Pay offer, all existing loans must be current and paid up-to-date with no delinquencies during the past (12) twelve months.  All loan and share accounts must be in good standing; member must have made at least (12) twelve full monthly payments on the loan they wish to skip.  Offer only good for the following loan accounts – New or Used Vehicles, New or Used Recreational Vehicles, and Personal Loans.

  • Is there a fee associated with skipping a payment?

    Yes, there is a $30.00 Skip-A-Pay processing fee for each eligible loan account.

  • How many Skip-a-Pays can I do in a 12-month period?

    You may not skip more than (2) two payments within a 12-month period per loan. At least (3) three, full payments must be made between skips. They cannot be consecutive.

  • Can I skip two payments consecutively?

    You cannot skip (2) two payments consecutively. Three (3) full, monthly payments must be made between skips.

  • How will I know if my request has been processed?

    Once your Skip-A-Pay form and processing fee are received and processed, you will receive an electronic receipt via the email address on file, or you may check your Coca-Cola Credit Union online banking account for your next due date.

  • What is the due date for responding to the Skip-A-Pay offer?

    We must receive your completed form and processing fee (5) five days prior to the payment you want to skip. Your Skip-A-Payment will be processed once your loan shows due for the month you request to skip.

  • What if my loan payment is set up for automatic deduction?*

    If your payment is automatically paid through monthly transfer, your payment amount will remain in your share or share draft account. Loan payments being transferred from another financial institution will remain with that financial institution and will not be transferred.

    *Please note that Skip-A-Pay requests must be processed at least (5) five days before the next scheduled automatic payment to avoid automatic deduction.

  • What methods of payment do you accept for the processing fee?

    The processing fee can be paid by check OR by authorizing debit of funds from your Coca-Cola Credit Union account.

  • What is the due date for responding to the Skip-A-Pay offer?

    We must receive your completed form and processing fee (5) five days prior to the payment you want to skip.

  • How do I return my Skip-A-Pay form and processing fee?

    Complete, sign and return the form, along with your $30.00 processing fee at least five (5) days prior to the payment you would like to skip. If you would like to automatically debit the processing fee via a Coca-Cola Credit Union account, please fax the completed form to:
    Fax: 404-676-8894; Attention: Lending Department

    If paying by check please mail it, along with the completed form, to the following address:
    Coca-Cola Credit Union
    Attention: Lending Department
    P.O. Box 1734
    Atlanta, GA 30301

    You may also bring your completed form and processing fee to the Financials Solutions Center located in the AOC during normal operating hours.

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