Overdraft Protection

We’ve Got You Covered

Avoid the awful feeling of discovering you’ve overdrawn a checking account, as well as overdraft fees, with CCCU overdraft protection. Here’s how you’re protected: If your checking account has insufficient funds, money will be automatically transferred to the account from your designated savings account* and/or Checking Line of Credit (CLC)**, up to your available credit limit.

The Protection is Easy and Free

  • No fee to apply
  • No fee to draw on the funds* when you need them
  • Quick qualification process
  • No prepayment penalty
  • Flexible payment options available

Apply Now

Apply for a CLC with a limit of up to $5,000.

 

*A $3.00 fee applies for transfer of funds from a designated savings account.

**Subject to credit approval; rate may vary depending on credit history and underwriting factors; all loan programs, rates, terms and conditions are subject to change at any time without notice.

CHECK OUT TODAY'S RATES

CHECK OUT TODAY’S RATES

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Need a loan for a new car, home, or college education? We can help! Check out our competitive rates and apply today.

AS LOW AS

2.24% APR** APPLY NOW

AS LOW AS

4.00% APR** APPLY NOW

AS LOW AS

10.25% APR** APPLY NOW

ATTENTION

We appreciate your patience while we work to enhance our digital financial solutions.

We are experiencing intermittent service interruption at the moment, so please consider that some banking services may be temporarily unavailable. We are working diligently to get these issues resolved as quickly as possible.  For details, visit our Refreshing Enhancements page, where you’ll find critical updates as well as answers to some Frequently Asked Questions.

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