Overdraft Protection

We’ve Got You Covered

Avoid the awful feeling of discovering you’ve overdrawn a checking account, as well as overdraft fees, with CCCU overdraft protection. Here’s how you’re protected: If your checking account has insufficient funds, money will be automatically transferred to the account from your designated savings account* and/or Checking Line of Credit (CLC)**, up to your available credit limit.

The Protection is Easy and Free

• No fee to apply
• No fee to draw on the funds* when you need them
• Quick qualification process
• No prepayment penalty
• Flexible payment options available

Apply Now

Apply for a CLC with a limit of up to $5,000.

*A $3.00 fee applies for transfer of funds from a designated savings account.

**Subject to credit approval; rate may vary depending on credit history and underwriting factors; all loan programs, rates, terms and conditions are subject to change at any time without notice.