Overdraft Protection

We’ve Got You Covered

Avoid the awful feeling of discovering you’ve overdrawn a checking account, as well as overdraft fees, with CCCU overdraft protection. Here’s how you’re protected: If your checking account has insufficient funds, money will be automatically transferred to the account from your designated savings account* and/or Checking Line of Credit (CLC)**, up to your available credit limit.

The Protection is Easy and Free

  • No fee to apply
  • No fee to draw on the funds* when you need them
  • Quick qualification process
  • No prepayment penalty
  • Flexible payment options available

Apply Now

Apply for a CLC with a limit of up to $5,000.

 

*A $3.00 fee applies for transfer of funds from a designated savings account.

**Subject to credit approval; rate may vary depending on credit history and underwriting factors; all loan programs, rates, terms and conditions are subject to change at any time without notice.

CHECK OUT TODAY'S RATES

CHECK OUT TODAY’S RATES

VIEW ALL

Need a loan for a new car, home, or college education? We can help! Check out our competitive rates and apply today.

AS LOW AS

2.24% APR** APPLY NOW

AS LOW AS

4.00% APR** APPLY NOW

AS LOW AS

10.25% APR** APPLY NOW

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Holiday Closing

The Credit Union will be closed in observance of the Independence Day holiday on Wednesday, July 4th.  We will reopen at 9am on Thursday, July 5th.

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