Make Your Dream of Home Ownership a Reality with a First Mortgage Loan
There’s nothing quite as satisfying as owning your own home. Don’t let confusion and worry about obtaining a mortgage be part of the process. When you have a First Mortgage loan from CCCU, you get competitive rates as well as our friendly, expert customer service.
Here are some of the key features of a CCCU First Mortgage Loan:
- Purchase transactions
- Refinance transactions: rate/term refinance or cash out refinance
- Conventional and VA loan programs available
- Zero down payment option on VA loans only*
- Flexible terms up to 30 years, fixed and adjustable rates are available with minimum down payment options
- Primary residence, second homes and investment (non-owner occupied) properties
- No prepayment penalty on any of our loans
- No intangible tax on Georgia properties** (other states may qualify for the exemption)
- Lot/Land loans***
- Online rate monitoring capabilities
- Available in all states, except New Jersey, New York and Delaware.
Looking to refinance your current mortgage or to access available equity in your home? Check out our
Second Mortgage and HELOC (Home Equity Line of Credit) options.
- All mortgage loans are subject to credit approval.
- Rate may vary depending on credit history and underwriting factors.
- All loan programs, rates, terms and conditions are subject to change at any time without notice.
Ready to Apply?
Start the quick, convenient application process.