Empowering Members since 1965

From humble beginnings rooted in The Coca-Cola Company, we now empower over 12,000 members strong…and counting!

OUR history

Associates of The Coca-Cola Company originally chartered the Red Disk Federal Credit Union on September 30, 1965, with just 16 members. Throughout the years, the Credit Union has changed names a few times, but the purpose has been, and always will be, to serve the savings and loan needs of the associates of The Coca-Cola Company.

We have since grown to $210M+ in assets and over 12,000 members. Our membership has expanded beyond Atlanta, as we now serve those who work for subsidiaries of The Coca-Cola Company, contractors/contingent workers, independent bottlers, and their family members…. all across the nation. However, our core values and purpose remains the same – to make a meaningful difference in the lives of our members and serve as a catalyst for their financial success.

Our Brand Journey

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created by you. for you.

We strive to empower our members through financial services that prioritize convenience, security, and savings. Our purpose is to make a meaningful difference in the lives of our members and serve as a catalyst for their financial success.

Credit Union Difference

It All Comes Back to You – The Owner

Credit Unions are a different type of financial institution because, unlike banks, they are cooperatives. That means when you open an account, you also become a part owner and get extra benefits because of it. We also have a volunteer board of directors that’s made up of members who help us make decisions for our future.

The credit union’s purpose is to benefit the owners, or as we call them, members. That means offering the best possible products and services to fit your needs. Additionally, we aren’t trying to make a profit off your business. That means you’ll get fair rates, fewer fees, and great service.


At credit unions, depositors are called members. Each member is an owner of the credit union.Banks depositors are called customers. Customers have no ownership in the financial institution, the financial institutions are owned by investors.
Since credit union members are owners, each member, regardless of how many accounts they have or how much money they have on deposit, has one vote in electing board members. Members can also run for election to the board.Banks are owned and controlled by stockholders, whose number of votes depend upon number of shares owned. Customers don't have voting rights, cannot be elected to the board, and have no say in how their bank is operated. Directors are selected by current directors or by large block stock acquisition.
Credit unions board members are volunteers who reflect the diversity of the membership.Banks board members are paid, and don’t necessarily reflect the diversity of their customer base.
Credit unions are local and are organized to serve the interests of its membership.Banks are open to the general public.
Credit unions are not-for-profit financial cooperatives whose earnings are paid back to members in the form of higher savings rates and lower loan rates.Banks are all for-profit corporations with declared earnings paid to stockholders only.
Credit unions focus on consumer loans, as well as services needed by the membership.Banks focus on commercial loans and account services that generate significant income.

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