Home Equity Loans


Do More with The Equity in Your Home

Turn the equity you’ve acquired in your home into something that makes life even better with a second mortgage loan. Home equity loans can be used to pay for college, remodel your house, buy a car, or consolidate debt into one easy payment, for example. The more time you’ve spent in your home, the more equity you have to work with.

All our home equity options have these features:

  • Available in all 50 states
  • Finance up to 90% of available equity (property value less first mortgage balance)*
  • Primary residence only
  • Competitive rates with low closing costs
  • Quick loan approval
  • No prepayment penalty

Types of Home Equity Loans

Home Equity Closed-End Loan

With this traditional loan, you receive your payout in one lump sum. Here are features in addition to the list above:

  • Fixed rate for the life of the loan
  • Flexible terms: 5, 10 and 15 years

Home Equity Line of Credit (HELOC)

When you need a line of credit to draw on as needed up to a fixed amount, consider our HELOC. Following are the features of this type of loan:

  • Variable rates based on prime rate +/- a margin**
  • No annual fee
  • Easy access to funds via online banking
  • 5 year draw period with 15 year repayment period
  • Annual rate cap of 2%

See Rates and Terms

Apply for a Home Equity LoanApply for a Home Equity Line of Credit Loan

Got More Questions?
For more information on our Home Equity lending options, contact a Mortgage Specialist at cumortgages@coca-cola.com, or call 404-676-2586, or toll free 877-277-2586.

All loan programs are subject to credit approval; rates may vary depending on individual credit history and underwriting factors; all loan programs, rates and conditions are subject to change at any time without notice.

* Property value will be determined by an appraisal report or Automated Valuation Method (AVM). Property value on properties owned for less than 12 months will be determined by the lesser of the current appraised value or purchase price.

** Rates adjust quarterly based on the published Wall Street Journal Prime Rate as of the last day of each quarter. HELOC’s carry a minimum rate of 4.0% and a maximum rate of 18%.

Note: Texas properties are limited to 80% of the available equity. Other restrictions apply to Texas properties. Please call for more details.

Privacy Policy

Home Equity Loans Disclosure
Equal Housing lender. NMLS# 400074




Need a loan for a new car, home, or college education? We can help! Check out our competitive rates and apply today.


2.24% APR**


4.00% APR**


10.25% APR**

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