Loan Rates

AUTO LOANS

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NEW CAR LOANS (2015-2017)

TERMRATE
36 MONTHSAS LOW AS 2.24% APR**
48 MONTHSAS LOW AS 2.49% APR**
60 MONTHSAS LOW AS 2.69% APR**
72 MONTHS*AS LOW AS 2.99% APR**
84 months**AS LOW AS 3.49% APR**

*Term only available on loans $20K and above
**Term only available on loans $35K and above

USED car loanS (2008-2015)

TERMRATE
36 MONTHSAS LOW AS 2.49% APR**
48 MONTHSAS LOW AS 2.74% APR**
60 MONTHSAS LOW AS 2.94% APR**
72 MONTHS*AS LOW AS 3.24% APR**

Older models 2006-2008 add 1% to rates
*Term only available on loans $20K and above

RECREATIONAL VEHICLE LOANS

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new RECREATIONAL VEHICLES

TERMRATE
60 MONTHS ON BOATSAS LOW AS 6.00% APR**
72 UP TO 120 MONTHS ON BOATSAS LOW AS 6.75% APR**
72 UP TO 120 MONTHS ON MOTORHOMESAS LOW AS 6.75% APR**
UP TO 60 MONTHS ON MOTORCYCLESAS LOW AS 6.00% APR**
Up to 60 months on Jet Skis/ Snow Mobiles AS LOW AS 6.00% APR** (90% OF vALUE)

USED RECREATIONAL VEHICLES

TERMRATE
Up to 60 monthsAS LOW AS 6.00% APR**

INVESTMENT LOANS

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STOCK SECURED LOANS

TERMRATE
UP TO 60 MONTHSAS LOW AS 7.5% APR**

SHARE SECURED LOANS

TERMRATE
UP TO 120 MONTHSAS LOW AS 4.25% APR**

CERTIFICATE LOANS

TERMRATE
TERM OF CERTIFICATEAS LOW AS 4.25% APR**

PERSONAL LOANS

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LINE OF CREDIT, DEBT CONSOLIDATION LOANS

TERMRATE
36 MONTHSAS LOW AS 9.49% APR**
48 monthsAS LOW AS 10.09% APR**
60 monthsAS LOW AS 10.49% APR**
72 Months (Debt Consolidation Only) AS LOW AS 10.79% APR**

UNSECURED HOME IMPROVEMENT LOANS

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maximum aMount is $10,000*

INTEREST RATEAPR
5 YEAR FIXED AS LOW AS 8.49%AS LOW AS 8.668% APR**
7 YEAR FIXED AS LOW AS 8.99%AS LOW AS 9.058% APR**
10 YEAR FIXED AS LOW AS 9.49%AS LOW AS 9.477% APR**

*Calculation is based on a $10,000 loan amount in the state of Georgia

CREDIT CARDS

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typeAPR
visa® credit cards10.25 APR**
secured credit cardAS LOW AS 18.00% APR**

**APR = Annual Percentage Rate.  Rates, terms and limits may vary on loans depending upon credit history.

Rates are subject to change without notice. Contact Member Services at (404) 676-2586 in metro Atlanta or toll free (877) 277-2586 outside Atlanta, or at creditunion@coca-cola.com.  (Please do not submit confidential or sensitive information using this method of communication.)

 

HOME EQUITY LOANS

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Closed End Equities

TermRateAPR
5yr fixedAS LOW AS 4.00% AS LOW AS 4.207%
10yr fixedAS LOW AS 4.75% AS LOW AS 4.860%
15yr fixedAS LOW AS 5.50%AS LOW AS 5.578%

Calculations based on a $75,000 loan amount in the state of Georgia, 2nd lien position.

HELOCs

RATEAPR
AS LOW AS 4.25%AS LOW AS 4.303%

margin = ZERO ; Index = 4.00%; Term = 15 yrs

Calculations based on a $75,000 loan amount in the state of Georgia, 2nd lien position as of 1/12/2017.

 

RATE CHANGES: The annual percentage rate can change quarterly on the first day of January, April, July and October. The rate cannot increase or decrease more than 2.0 percentage points in any one year period. The maximum ANNUAL PERCENTAGE RATE that can apply is 18.00% or the maximum permitted by law, whichever is less. However, under no circumstances will your ANNUAL PERCENTAGE RATE go below 4.00% at any time during the term of the plan.

 

Assumptions:

  • The interest rates and annual percentage rates (APRs) shown are subject to change without notice
  • Your actual interest rate and APR may be different as many factors go into providing you with a mortgage loan rate quote
  • The interest rate and APR quoted are based on a specific loan amount for on a single family primary residence
  • Your APR will be based on your final loan amount and finance charges

*The index used to determine APR is the Prime Rate which is currently 4.00%.
**APR = Annual Percentage Rate. Rates, terms and limits may vary on loans depending upon credit history. Rates are subject to change without notice.

 

First Mortgage Rates: Contact Mortgage Lending, call (404) 676-2586 in metro Atlanta or toll Free (877) 277-2586 outside Atlanta, or email cumortgages@coca-cola.com. (Please do not submit confidential or sensitive information using email method of communication.)

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