Start by creating a realistic budget and sticking to it. Begin with a detailed shopping list of what you actually need, and take inventory of what you already have—think leftover supplies from last year or gently-used items at home. Once you’ve narrowed it down, shop smart by taking advantage of sales, coupons, and back-to-school promotions. Tax-free shopping days, if available in your area, are also a great way to save!
For larger purchases like laptops or tuition fees, consider using a low-interest personal loan or a credit card that offers rewards or cashback. These tools can help you spread out costs while earning benefits along the way. And if you’re juggling multiple expenses, our mobile and online banking tools make it easy to track your spending in real time so you can stay on track.
Finally, it’s never too early to start planning for next year. Setting up a dedicated savings account for school-related expenses allows you to save a little at a time throughout the year, making back-to-school season less stressful for your budget.
At Coca-Cola Credit Union, we’re here to help you save smarter and spend wiser. Whether it’s loans, savings options, or personalized advice, we’re proud to be your financial partner—and make this school year a successful one for both you and your family!