Warm Up Your December with This Cozy Hot Cocoa Recipe

A Sweet Treat to Share with Family and Friends

December is all about slowing down, gathering with loved ones, and enjoying the simple things that make the season so special. Nothing says “holiday comfort” quite like a steaming mug of rich, creamy hot cocoa — especially when you make it from scratch.

Here’s a quick and easy recipe that you can whip up in minutes and enjoy by the fireplace, after a stroll through holiday lights, or while you wrap presents.


Creamy Holiday Hot Cocoa

Ingredients (Serves 4)

  • 4 cups milk (or dairy-free alternative)
  • 1/4 cup unsweetened cocoa powder
  • 1/4 cup sugar (adjust to taste)
  • 1/2 cup semi-sweet chocolate chips
  • 1 teaspoon vanilla extract
  • Pinch of salt

Optional Toppings: Whipped cream, marshmallows, cinnamon, crushed peppermint, or chocolate shavings


Instructions

  1. In a medium saucepan over medium heat, whisk together the cocoa powder, sugar, and salt.
  2. Slowly add 1 cup of the milk, whisking until the mixture is smooth and free of lumps.
  3. Stir in the remaining milk and heat until warm (do not boil).
  4. Add the chocolate chips and stir until completely melted and the cocoa is smooth and creamy.
  5. Remove from heat, stir in the vanilla extract, and pour into mugs.
  6. Top with your favorite toppings and enjoy!

Serving Tip: This recipe is easy to double or triple if you’re hosting friends and family. You can also prepare it ahead, keep it warm in a slow cooker, and let guests customize their mugs with a “toppings bar.”

At Coca-Cola Credit Union, we know life’s sweetest moments are made when you combine a little planning with a splash of joy — whether it’s in your kitchen or in your financial life. As you savor each warm sip this month, take a moment to set intentions for a bright and prosperous new year.

Happy Holidays from all of us!

CHECK OUT TODAY'S RATES

CHECK OUT TODAY’S RATES

VIEW ALL

Need a loan for a new car, home, or college education? We can help! Check out our competitive rates and apply today.

AS LOW AS

2.24% APR**

AS LOW AS

4.00% APR**

AS LOW AS

10.25% APR**

You are now leaving Coca Cola Credit Union

You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.

You will be redirected to

Click the link above to continue or CANCEL