Credit Cards

All Credit Cards are not Created Equal

Forget worries about unreasonable fees and confusing terms. CCCU VISA® Platinum credit card* comes with all the conveniences, protections and customer service of the Coca-Cola Credit Union, including:

  • No annual fee
  • No additional fees for cash advances
  • No transaction fee for purchases
  • Instant Worldwide recignition of the Visa® and Coca-Cola® brands
  • Secured cards available
  • 25-day grace period
  • $25 minimum payment
  • Worldwide cash/ATM access
  • Convenience checks
  • Easy balance transfers
  • Computation based on average daily balance
  • No transaction fee on cash advances from your credit union
  • Easy Online account access
  • Online Travel Exclusions


Annual Percentage Rate (APR) for purchasesAs low as 10.25%*
Grace period for repayment of the balance for purchases None
Method of computing the balance for purchasesAverage Daily Balance, including new purchases
Annual feesNone
Foreign Transaction Fee1%

Apply now!

Clicking this link will take you through the process step-by-step.

Card Activation

To activate your card, use one of the options below:

  • Call (866) 883-8472 from the primary phone number of record and verify the last 4 digits of the SSN for activation.
  • Use credit card activation link for your account in online banking.
  • International Members, contact Member Services (877) 277-2586 for Card Activation.

PIN Change

  • You can change your PIN from any touch tone phone. Cardholders are required to know your current PIN in order to use this system. You may call the audio PIN change line from any phone number.
  • You will receive a PIN mailer with the new PIN number about 5 days after you receive your new card.
  • If you have lost or forgotten your PIN, you can request a new PIN mailer by calling 800-442-4757.

Report Lost/Stolen Credit Card

If your CCCU VISA® Platinum credit card has been lost or stolen, please call 800-442-4757.

Transaction Disputes

  • Disputes must be in writing.
  • Visit and select Customer Service. Then select ‘File a Transaction Dispute’ and follow the prompts. You can also complete the Dispute Form on the back of your credit card statement.

For more details on our VISA® Platinum credit card, please contact a Member Service Representative at 404-676-2586 in Atlanta or 877-277-2586 outside Atlanta.

*Subject to credit approval; rates may vary depending on individual credit history and underwriting factors; all loan programs, rates, terms and conditions are subject to change at any time without notice. Ask a loan representative for details.

Minimum Payment

The minimum monthly payment will be either 3.00% of your total new balance or $25.00, whichever is greater; plus any portion of the minimum payment(s) shown on prior statement(s) which remains unpaid. In addition, at any time your total new balance exceeds your credit line, you must immediately pay the excess.

Collection Costs

We hope there will never be a situation in which we need to pursue collection by legal means. In case this happens, you promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.

Contact Us

For all purposes as referenced in the Credit Card Agreement and Truth in Lending Disclosure call us at (404) 676-2586, or write to us at:
Coca-Cola Credit Union
P.O. Box 1734
Atlanta, GA 30301

*Subject to credit approval; rate may vary depending on credit history and underwriting factors; all loan programs, rates, terms and conditions are subject to change at any time without notice.

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