All Credit Cards are not Created Equal
Forget worries about unreasonable fees and confusing terms. CCCU VISA® Platinum credit card* comes with all the conveniences, protections and customer service of Coca-Cola Credit Union, including:
- No annual fee
- No additional fees for cash advances
- No transaction fee for purchases
- Instant Worldwide recognition of both the Visa® and Coca-Cola® brands
- Secured cards available
- 25-day grace period
- $25 minimum payment
- Worldwide cash/ATM access
- Convenience checks
- Easy balance transfers
- Computation based on average daily balance
- No transaction fee on cash advances from your credit union
- Easy Online account access *
- Online Travel Exclusions
- Credit fraud alerts
*Short term credit card access is available through this secure custom site: https://www.gotomycard.com/cccu/.
(This is a separate secure website for Coca-Cola CU credit card access only. The Online Banking login and password used for your Credit Union accounts will not work on this site, so you must create a different login and password per credit card account number to use on this site only, until access through Online Banking becomes available. For assistance on this website, call toll free 800-820-8450.)
|Annual Percentage Rate (APR) for purchases||As low as 10.25%**|
|Grace period for repayment of the balance for purchases||None|
|Method of computing the balance for purchases||Average Daily Balance, including new purchases|
|Foreign Transaction Fee||1%|
To activate your card, use one of the options below:
- Call (866) 883-8472 from the primary phone number of record and verify the last 4 digits of the SSN for activation.
- Use credit card activation link for your account in online banking.
- International Members, contact Member Services (877) 277-2586 for Card Activation.
- You can change your PIN from any touch tone phone. Cardholders are required to know your current PIN in order to use this system. You may call the audio PIN change line from any phone number.
- You will receive a PIN mailer with the new PIN number about 5 days after you receive your new card.
- If you have lost or forgotten your PIN, you can request a new PIN mailer by calling 800-442-4757.
Report Lost/Stolen Credit Card
If your CCCU VISA® Platinum credit card has been lost or stolen, please call 800-442-4757.
- Disputes must be in writing.
- Visit Gotomycard.com and select Customer Service. Then select ‘File a Transaction Dispute’ and follow the prompts. You can also complete the Dispute Form on the back of your credit card statement.
**Subject to credit approval; rates may vary depending on individual credit history and underwriting factors; all loan programs, rates, terms and conditions are subject to change at any time without notice. Ask a loan representative for details.
The minimum monthly payment will be either 3.00% of your total new balance or $25.00, whichever is greater; plus any portion of the minimum payment(s) shown on prior statement(s) which remains unpaid. In addition, at any time your total new balance exceeds your credit line, you must immediately pay the excess.
We hope there will never be a situation in which we need to pursue collection by legal means. In case this happens, you promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.
For all purposes as referenced in the Credit Card Agreement and Truth in Lending Disclosure call us at (404) 676-2586, or write to us at:
Coca-Cola Federal Credit Union
P.O. Box 1734
Atlanta, GA 30301