We Can Help You Accomplish Your Dream of Home Ownership
There’s nothing quite as satisfying as owning your own home. Don’t let confusion and worry about obtaining a mortgage be part of the process. When you have a First Mortgage loan from CCCU, you get competitive rates as well as our friendly, expert customer service. Here are some of the key features of a CCCU First Mortgage Loan:
- Purchase transactions
- Refinance transactions: rate/term refinance or cash out refinance
- Conventional and VA loan programs available
- Zero down payment option on VA loans only*
- Flexible terms up to 30 years, fixed and adjustable rates are available with minimum down payment options
- Primary residence, second homes and investment (non-owner occupied) properties
- No prepayment penalty on any of our loans
- No intangible tax on Georgia properties** (other states may qualify for the exemption)
- Lot/Land loans***
- Online rate monitoring capabilities
- Available in all states, except New Jersey, New York and Delaware.
CCCU Mortgage Rates and Terms
- All mortgage loans are subject to credit approval.
- Rate may vary depending on credit history and underwriting factors.
- All loan programs, rates, terms and conditions are subject to change at any time without notice.
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