CREDIT UNION MEMBERSHIPback to top
|Membership Share||$10.00 par value|
To be a member of Coca-Cola Credit Union in good standing, you must maintain a par value minimum required balance of $10.00 in your Primary Savings account at all times. Should your Savings account balance fall below this amount, your account will be subject to account suspension, revocation of membership privileges, and/or possible account closure.
CHECKING ACCOUNT FEESback to top
|NSF Check Fee ||$30.00 per item|
|Stop Payment Fee||$30.00 per item|
|Return Deposit Fee||$15.00 per item|
|Return Deposit Fee (check from own account)||$30.00 per item|
|Check Copy Fee||$3.00 per item|
|Check Printing Fee||Fee based on style|
|Manual Post Fee||$20.00|
|Fresh Start Monthly Fee||$15.00|
MONEY MARKET ACCOUNT FEEback to top
|Minimum Balance Fee||$15.00 per item|
|NSF Check Fee||$30.00 per item|
|Return Deposit Fee||$30.00 per item|
|Return Deposit Fee (check from own account)||$15.00 per item|
|Excessive Withdrawal Fee||$15.00 per withdrawal after 6th|
ELECTRONIC FUNDS TRANSFER FEESback to top
|ACH Stop Payment Fee||$30.00 per month|
|ACH NSF Fee||$30.00 per item|
|ATM/Inquiry Withdrawal/Transfer Fee||$2.00 per transaction greater than 3 per month at foreign ATMs|
|Manual Post Fee||$20.00|
OTHER SERVICE FEESback to top
|Account History Fee||$1.00 per page|
|Account Reconciliation||$25.00 per hour|
|Address Verification Fee||$3.00|
|Call Center Account Information Fee||$3.00 per call|
|Card Replacement Fee (VISA® Debit Card)||$10.00|
|Cashier’s Checks||$5.00 per check under $1,000 payable to a third party|
|Cashier’s Check Stop Payment Fee||$30.00|
|Coin Counting Fee||3.00% of coins counted|
|Dormancy Processing Fee||$5.00 per month up to 12 months|
|Excessive Withdrawal Fee||$15.00 per transaction that exceeds 6 per calendar month from any savings account|
|Express Mailing Fee||At cost|
|Foreign Check Handling Fee||$15.00 per item|
|Garnishment Processing Fee||$75.00 per item|
|Club Account Early Withdrawal Fee||$15.00 per withdrawal|
|Inactive Account Fee||$5.00 per month after 12 months of inactivity|
|Levy Processing Fee||$75.00 per item, per account|
|MARTA Breeze Card Replacement Fee||$3.00 for 1st card/$10 for each|
|Overdraft Protection Transfer Fee||$3.00 per transfer|
|Paper Statement Fee||$3.00 per month|
|Research Fee||$25.00 per hour|
|Skip-A-Payment Fee||$30.00 per account|
|Statement Copy Fee||$3.00 per hard copy|
|Subordination Agreement Execution Fee||$150.00 each|
|Verification of Deposit||$15.00 per event|
|Wire Transfer Fee – Domestic||Via E-Branch $15.00 per transaction, manually processed $30.00 per transaction|
|Wire Transfer Fee* – International||Via E-Branch $30.00 per transaction, manually processed $45.00 per transaction|
VIEW OUR RATES FORSAVINGS ACCOUNTS VIEW NOW
VIEW OUR RATES FORFIRST MORTGAGES VIEW NOW
VIEW OUR RATES FORHOME EQUITY LOANS
FOREIGN WIRE CURRENCY CONVERSION FEE*
Percentage of total wire amount, tiered based on wire amount:
45 bp for wires $49,999 USD and below.
35 bp for wires between $50,000 and $99,999 USD.
25 bp for wires $1,000,000 USD or above. The fee will be included in the Exchange Rate disclosed at the time the wire is processed and will be reduced from the requested wire transfer amount.
EXAMPLE: requested outgoing wire amount of $25,000 USD will be charged a fee 45 bp of $112.50 =TOTAL account deduction of $25,112.50 plus Wire Processing fee.
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
Transaction Limitations. After your account is opened, you may not make deposits into the account until the maturity date stated on the account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. See the Certificates: PDF version below for additional information.
*For wire transfers, please be advised that some international wires go through a pass-through bank to reach its final destination. Additional fees may be assessed by the pass-through bank. The credit union is not responsible for any subsequent fees assessed by a pass-through bank on an international wire transfer.